Banking Services

Home Banking Services

AePS (Aadhaar Enabled Payment System)

The Punjikendra AePS service enables the customer to use their Aadhaar card to access their Aadhaar-linked bank account and carry out basic banking transactions like withdrawals, deposits, balance enquiry, and bank transfers. These transactions can be easily done using a secure Biometric Scanner which is available with all Punjikendra with Digital Dukaan.

Mini ATM

With the help of the Punjikendra MiniATM, Adhikaris can now withdraw cash for their customers with Debit & Credit cards. You can withdraw cash with all major cards like RuPay, Master, Visa, and Maestro.

Account Opening

We believe in easy access to financial services for all. That's why we offer seamless and efficient account opening services, whether you need a savings account or a current account. Trust Punjikendra to meet your banking needs.

Domestic Money Transfer (DMT)

Now customers can avail money transfer facility anytime during the whole day using our online money transfer services. Transferring money to loved ones across the country is a breeze as customers can visit SakshamPay local outlet instead of visiting banks and standing in long queues. With SakshamPay’s domestic money transfer services in India, customers can instantly transfer their money to any bank account. This facility is also available on holidays using our domestic money transfer services.